What can you do with your credits, besides downloading wallpapers?

Hi Lordbogum-san! What else can u do with credits besides dl walls? Nothing much, I think. O yeah, when u got 40 credits, u can set up a group So if u have any ideas of starting a group of ur own, u just have to get 40 credits and u can start
I don't know what else u can do with ur credits though.

Ok thanks ^^

You can find a bit more detail on the credit system here: Userguide to Minitoyko 3: credits, browsing, groups and more