Many of us here in minitokyo are still in prime working age group and I'll bet many of you think the word, "retirement", as what kind of foreign language is that.
The fact of matter is all of us are going to retire eventually. And when that time comes, many of you are going to be in for rude shock of not having enough money to make a living.
I am middle age anime fan. Although I did not start saving immediately, I did start saving in my late 20's. Ideally, I should have started saving money when I started working regularly but I didn't. But I did start which is better than not start saving at all. I consider myself lucky that my employer is one of few that still offers traditional pension plan.
One reason I could not start immediately was my mind set which probably will resonate with younger people; "Retirement, what's that? I'm too young to retire." For me, that was the main excuse I didn't start saving right away. I had too many things I want to buy and I could not bear the thought of not having enough money to buy my anime goods.
If you could change that mindset earlier than I did then you will be in very good shape when that inevitable time come and you are no longer working.
I hope some of you will consider what I said and will act on it. The sooner the better but if you can't (like me) to keep it mind and take that first step in a small amount and then gradually increase to level you can comfortably manage. Believe me; from teens to young adult to middle-aged adult to senior citizen, you will be surprised.
